up. melissa: we are both from l.a. we know this problem well. people will never give up their cars. lori: we were talking to that station owner last week. five dollars. melissa: i am melissa francis. lori: i am lori rothman. prices of gasoline in california are soaring. hitting $4.66 a gallon. many stations going over five dollars for regular. it is costing drivers so much. cheryl: fracking and wyoming. could travel spell trouble for the entire industry? lori: customers could finally be getting back some of the millions that went missing. the company imploded after a massive fraud.

those peregrine accounts and ceo will join us. melissa: let's head to the new york stock exchange. our very own local nicole petallides is standing by. nicole: it is a holiday. the dow is down 22 points. the s&p and nasdaq are both down. tech is heavily weighted to the downside. we are also taking a look at walmart. it hit an all-time high today. this on their agreement with american express to offer customers an alternative to their own charge cards and debit cards. they have come up with their own plan called the bluebird. another alternative for walmart customers. the big picture is last week we

gained after two weeks of selling. we are just giving a little bit back now. back to you. lori: we cannot say this enough. this story is unbelievable. jerry brown has ordered an early switch to winter blend fuel. we are an late with the very latest. >> gas prices just in the last week have gone up $0.56. california culture not doing so well because of these gas prices. i will step away so you can take a look at this gas station completely empty. $4.99 for a gallon of gas. down the street, it is $5.29. if you find a station at the $4.67 set range, i suggest that you stop and get it. there are a lot of people upset

here. one can't demand. two, telephone it does have stricter demand. three, a number of refineries have gone down to make that task. you cannot import it outside of the state. >> $10 in gas will not even give me a quarter of a tank. it is really out of control. >> i write my bike to work due to the increase of gas prices. they have been increasing and i cannot afford it. standard well allow gas to come down a little bit.

back to you in new york. lori: thank you so much. melissa: the refinery problems are keeping a lid on oil prices. down 9% last week. phil flynn is in the trading pits. today, though, it is a lot about china as well, right? >> it really is. china and russia -- it has been predicted by a slowdown. i think what you are seeing as we're concerned about what will happen with the eu financing ministers in luxembourg. they drove down the euro and up the dollar quite a bit because of those concerns. that impacts the price of oil. oil is coming back. some of that is on concerns of

the ongoing tensions between syria and turkey. even in israel and the palestinians. the middle east is heating up a little bit. we also have a good germany export number. that is bringing us up a little bit. melissa: gold is lower as well after a big drop on friday? >> it is. it is coming back as well. it is coming back up as well. to be honest with you, they had a record long position in that market. considering that and all the negative news, we did not sell off that much. melissa: phil flynn of price futures group, thank you. lori: multi- year highs. of at least 9% so far this year. average investors are running the other way in taking their money out of equities.

david, so great to have you, as always. i would imagine wanting on a lot of investors mind right now is the futures? >> alcoa first. then we will go to the lineup. a couple of the big banks out early. wells, jpmorgan chase -- it looks to us as if we are talking about $25 a quarter, give or take a few pennies out of the s&p 500 index. that will be relatively flat. maybe in total, a few pennies better. that is $100 a year. operating earnings from the s&p in an environment where the long-term u.s. government reference riskless rate is under 2%. that is a bargain.

melissa: i was interested to see the latest trading volumes. you are talking about the average investor walking away. in august, it was down 37%. that is year over year. that is compared to last august. when we see that the markets are up 9% for the year, i wonder if the individual investor is walking away from returns? >> i think so, melissa. the investing class is still undergoing dramatic shock and recovery from it. that is why all of these bond flows continue to go into funds and those fund managers have to go by treasuries at 1.6-1.7 because they have to do something to put it to work. if you believe that interest rates are going to be low for a number of years, and i do, i believe bernanke will do what he says, then stock prices are

headed higher. maybe much higher. lori: isn't it a problem then that the fed is manipulating the stock market? therefore, do you have to be a little bit cautious that even though we will be in this accommodative environment for a well, things could turn around rapidly and catch people off guard sure,. >> the policy has not changed. lori: pinpoint it on the timeline. is there any way to know when this will happen? >> here is what we do know. the unemployment rate has to get substantially lower, the fed has

made that the criteria. another one says 5.5. one says seven. we know it will take to, three, four, five years. slow recovery. fed says 2015. believe them. it may be 16. melissa: davis, thank you so much. >> thank you. melissa: up next, it is time to make some money with charles payne. lori: his week was jumpstarted. he is a grandma. later this week, what some are saying the number of jobs needed is decreasing. elizabeth mcdonald will investigate. let's check metals as we head to break. silver and copper are also moving lower today. back with more after this.

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call now to request your free decision guide. this easy-to-understand guide will answer some of your questions, and help you find the aarp medicare supplement plan that's right for you. ♪ lori: it is time to make money with charles payne. the stock that is sure to wrap up your engine. hi, gramps. charles: thank you very much. always trying to find something you can relate to. i did not do well today, unless you guys like big engines.

[ talking over each other ] charles: i love this stock. it was down and then it was up. it feels like it may be under some sort of accumulation. i think it will be gigantic. it will be, at some point, it will be huge. melissa: at some point you just cannot stop. charles: school buses, government, vocational, in the meantime, they're heavy duty truck stuff is doing great as well. they are out of the game. you like the chart? lori: i do. it has gone up, on down, consolidated a little bit. charles: they are yugo. i think it will turn around as well. year over year, quarter over quarter, you like to see that.

a year from now, it will be in an all-time high. lori: why don't you think we are into big engines? >> [laughter] charles: saved by the bell. melissa: let's check the markets. nicole petallides are on the floor of the new york stock exchange. nicole: we are looking at all script. you can see here that the shares have been on the rise. it has been reported that some names have already made first round bid. blackstone group, silverlake management, right now the stock is up 3%. off of it earlier highs.

up $0.41 at 13.74. navistar. we have talked about karl icahn. working very hard to try to change some of the management on the board. they will fill up ten members. three of which are now karl icahn approved. melissa: thank you so much. to fix the debt, it has passed the $16 trillion mark. charlie gasparino comes up next. lori: let's check the dollar today. concerned out of europe have the dollar gaining a little ground. we will be right back. ♪ ñ

♪ >> i am lauren green with their fox news minute. turkey's president faced the worst place than arabs are place and syria. turkey says it is truth that they retaliated for a six straight day.

the center for disease control says there are now 91 confirmed cases of meningitis. at least seven people have died. massachusetts pharmacy that distributed a steroid has issued a voluntary recall out of caution. the confessional -- art is booked solid on columbus day. it has become a must see cultural attraction. a japanese artist has built a living room around the statue. those are your news headlines on the fox business network. back to melissa and lori. melissa: thank you so much. who will mitt romney choose as secretary treasury if he wins? charlie gasparino has all the details. i am dying of curiosity. charlie: we should point out,

look at what one good debate performance does. we were talking about tim geithner stepping down. people thought based on the polls -- melissa: you are killing me speaking now looking at two maybe -- romney. this is called a hit. i get to talk. melissa: i will tell you what a hit is. [laughter] charlie: this is called doing a story. you do not know because you are interrupting me. i would have said it by now if you did not interrupt me. lori: can we guess? here it is. here it is. charlie: kevin borsch -- former fed governor. here is what gives him, i think, it is both a positive and

negative. major player during the financial crisis. a close person with bernanke. word close with timothy geithner. that is a positive to some extent. also a negative. melissa: they had a falling out. charlie: let me finish what i am saying here. melissa: we are so excited about the story. charlie: yes, he had a falling out with bernanke. very much at odds over a lot of qe. this is a positive. a negative is age. he is 42. i know paul ryan is 42. i am significantly older these days. the positive thing is, yes, he has made his kudos with conservatives. he has an end. this guy is making a push,

internally with romney agents. i will tell you this, one name who made a list recently who will never become treasury secretary, probably because the white house won't afford making a new bathroom is john thain. lori: we will keep our eye on him. charlie: a good-looking guy. [laughter] he worked at jpmorgan. he was having dinner with harold ford the last time i saw him. he now works, i believe, at morgan stanley or one of the big banks. he used to work at jpmorgan. melissa: the last time i saw him was at a dinner with woody johnson. charlie: that makes more sense.

he is more conservative. melissa: charlie gasparino. great story when we let you do it. lori: do you think charlie will return tomorrow? melissa: i love giving him a hard time. charlie: i am contractually obligated. just let me finish. as my mother used to say, count to 15. melissa: do you do that, ever? charlie: when i lose my temper. melissa: contaminated water has been found at a fracking site. a look at the impact after the break. lori: let's look at some of the stock winners on the s&p 500. netflix, wow, what a move. it is down to 73.57. carmack's is up. natural resources also climbing.

back with more after this. ♪ [ male announcer ] how do you turn an entrepreneur's dream... ♪ into a scooter that talks to the cloud? whatever your business challenge, dell has the technology and services to help you solve it.

lori: kind of a quiet monday morning. stocks --. melissa: not in here. we are having a great time. lori: we always have a great time. markets, if you're long the markets maybe not such a great day. get back to the floor of the new york stock exchange. nicole petallides keeping track of analyst calls at this time. >> that's right, lori and melissa. taking a look at two names on the move. on a day where the dow, nasdaq and s&p are selling off. look first at netflix a name that's been soaring this month of october. today is no different. it has been a clear winner on the s&p 500. morgue morgue jumping on board today. now weighting them from overweight to equal weight.

price target of $85. netflix is at 73 right now. what they're talking about is expansion abroad. they definitely like the global picture for netflix. also valuation at current levels and what they're doing here in the u.s. u.s., is fairly valued as well. the last point they made, morgan stanley, about netflix the competition from amazon really isn't that stiff after all because they have really different types of businesses. then there's disney, dow component disney which has done well. we're seeing it hit all-time high to all time hi. was cut to average from above average from caris. the rhine you can make it is fully valued by the equity markets. it is more of a evaluation call than disney is doing something wrong. on the contrary, it is they're doing something right. back to you. melissa: nicole, thank you so much. lori: venezuelan president hugo chavez is holding

power. he scored a comfortable victory, beating the opposition candidate by more than 9%. the it could extend his rule to 20 years. supporters took to the streets around the president's palace. he spoke to the, path of democratic and bolivarian socialism. melissa warned me because i would mess that up. some worry it consolidates control over the nationalization and continued support for left-wing allies around the world. melissa: there were people saying there is a chance he could lose. we thought how is that possible. holding the i'm not saying that. i'm just saying i've been to the country. we were there. he sort of had guns everywhere. he was holding the press at gunpoint through the whole country. i was there for a opec meeting. doesn't seem like the kind of regime that would lose an election. the country, beautiful place but like falling down around his ankles.

and i don't know --. lori: the opposing candidate in polls leading up to it showed a little bit of a lead over chavez going into the election. melissa: interesting. there you go. the epa latest round of groundwater tests near pavilion. lori: wyoming are linking the to operations by encana. could this open the door to deluge of regulations. kevin book is here to weigh in. kevin, you have to wonder whether this was faulty well or bad practice. anybody that drill as well, there could be an accident, do you think this gives all of fracking a bad melsa, there o things going on here. one is question whether or not, state governments and dealing with first one first. the question addressed

whether or not water contained chemicals came out of the formation and up into the drinking wells in wyoming. appears chemicals have been traced. this is normal formation. this is sandstone formation. much shallower than shale formation where all the fracking has taken place gotten so much attention. this may actually just be a faulty well. as far as -- sorry. melissa: let's talk about that first issue first. people will pounce on it as saying fracking is not safe and contaminates groundwater and other people say, well, bad fracking contaminates groundwater, when you make a mistake, versus, which happens, mistakes happen but it is once in a while as opposed to anytime you do fracking in this type of environment this would happen? which do you think is the case? >> yeah. well there are issues that have been on record that happened above-ground with water disposal. the truck dumps brad stuff in the woods because the guy wants to get home early, this is terrible disaster

and that can be avoided. integrity problems do happen. sometimes wells are not put together correctly. that doesn't have the relation to the get molecules up through the formation, we wouldn't have to frack them two miles down. melissa: that is one part of the argument. then you very he cleverly raised other part of the argument whose problem is to regulate and who jumps in. >> melissa, there is deep suspicion on the part of the epa states are not up to or are not interested in doing regulating that the new shale gas revolution requires. in pennsylvania there was faceoff between epa over cabot oil and gas well. in texas in parker county there was faceoff between epa and texas environmental regulators over range resources well. this encana well is only place where epa has a toehold. they're saying you guys are not doing the job. we need to be on the job that is battle is one western states in particular

like to fight and they will fight very, very hard. melissa: how do you think is right in that case? >> i think in places where there are mature oil and gas production very hard to argue the state regulators don't have their own back water and backyards in mind. of course they do. in places where there is rapid growth like pennsylvania there was room for suspicion the test happened. epa said we want to see the results. we'll test ourselves. they spent six months testing groundwater wells and came back with the same conclusion state regulators had. what states are doing making sure they're not caught out. they're tightening up the game. may not be a case for the top down regulation to take place. melissa: is there a case for top down regulation? when epa gets involved create a standard easier to follow or does it create another bureaucracy to further slow down drilling? >> answers come from both sides of the argument. in cases where there are standard practices not

widely promulgated federal rules can play a role. a lot of cases hydrology is local. a lot of thing are done best by local regulators who know their own water shed. it doesn't make to have a top down rule that goes everywhere in such diverse geological assortment we have in the u.s.. melissa: kevin, very thoughtful. thanks for coming on today. >> thanks for having me. lori: millions of customers are still missing, rather dollars are missing. people are accounted for. messed up that read. millions of money still missing after parry begin financial imploded after officials call a 20-year fraud. regulators have been awarded financial business. will clients ever see their money again. we'll hear the president and ceo of vision next. >> plus how many jobs are needed to keep up with population changes? seems that number is thing shrinking. liz macdonald has the bottom line. that is tricky one. keep it here on fox business

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c'mon0manp just do it.ú no one's watchingp ♪musicú ♪musicú good job >> i'm adam shapiro with your fox business brief. concern over the global economy is once again waying on the markets here in the united states. investors are also cautious ahead of the start of earnings season which unofficially kicks off tomorrow when dow heavyweight alcoa reports after the closing bell. right now the dow is down 28 points. bp will sell its texas city refinery to marathon petroleum for 2 1/2 billion. the deal which is expected

to close early next year also includes a portion of the british oil giant retail and logisticses network in the southeastern part of the united states. general motors is revving up its workforce. they plan to hire up to 1500 employees for new information technology center in warren, michigan. this is the general motors second of four planned i.t. facilities in the u.s. that's the latest from the fox business network giving you the power to prosper

lori: finally some good news for futures market investors who had money tied up with perigrine financial. you remember last july, russell wasendorf senior attempted suicide. which resulted in discovery of a 20-year fraud and loss of $20 million. vision financial brokerage has been awarded the right

to take over the thousands of customer accounts in an effort to allow perigrine customers to access funds tied up since its collapse. howard rothman is vision financial's ceo and president. he joins me exclusively. i suppose in the interest of fair disclosure and compare our uncanny physical similaritieses we're second cousins. >> once removed. lori: great to have you here. thanks for coming in. for viewers not familiar with vision financial tell me about your firm and the perigrine chose vision out of three brokerages, correct, to take over the perigrine account? >> i think this is exciting times for us and the vision is, has been competitor with pfg over last 20 years. it has been our rival and we have many similar products and services. many of the customers trade electronically and we share similar platforms, sometimes the same.

we have similar managed programs that the customers have participated in. and, i think, more than anything else, we're just playing in that space. lori: easy transition then for the customers? >> we kpebts it to be very easy, yes. lori: you've got, according to the trustees's website the clients are owed $410 million. your firm will get 125 million to distribute with another 65 million to distribute later. give us guidelines on how you will do this distribution process. >> the trust tie is still working out final amounts. it should be approximately $125 million. the customers are yes, owed $410 million they will instructed us on what to credit each respective customer. so it's not going to be us making that decision. it will be the coming from the trustee and they will give us that appropriate information. lori: what about remaining funds? will be able to make decisions advise these

clients to hopefully gain back in an ideal setting these lost fund in some sort of transaction? >> we hope so and we're hoping that as we develop and expand the relationships with the customers and their respective brokers, we'll become in a way, an advo kate for th. -- advocate r stry as you are well aware. you have the perigrine situation. we saw mf global implode. knight capital had trading problems of its own. client trust has to be a problem. you've tangled with regulators at vision yourself. >> no question, the last 12 months the whole industry has a big black eye. although i think we're starting to heal and we're starting to heal at a very fast pace. unfortunately, it takes only a few bad apples and we've

had three instances, the good news, is, that penson while they did melt down and got taken over by knight, no customer money was lost. that worked the way the regulations haven't. lori: i would imagine, howard, you're inheriting a thousands of customers who are really ticked off because they lost this money with perigrine, right? what are you doing to stablize them and making them feel confident in the services you're going to provide? >> certainly the customers are not happy and we don't expect them to be happy and it's a terrible tragedy to lose potentially up to 70 cents on the dollar but they are clients of the commodity market. we have been an advocate and we've been in the futures market for 22 years. we've serviced upwards to 100,000 clients and then some. and these are the markets we know. we know what their needs are. and it is just going to be a matter of time to give them the comfort and build back the relationships and the

trust. it is just time will --. >> is the regulatory environment working its way toward the best situation for the current climate? or are you looking at election? we know regulation is front and center. >> there is no question. the regulatory environment has got much tougher. the regulators are much more aggressive than they have been in the past. and i think, that makes the whole environment difficult. obviously if the election comes out one way or another, potentially, that could change some of that landscape. lori: okay. i'm so sorry. howard, we have to leave it there for time. howard is the president and ceo of vision taking over the accounts of perigrine financial. thanks for coming in. great to see you. >> same here. melissa: as we do every 15 minutes. nicole petallides is on the floor new york stock exchange looking at soda makers. >> this is very having story, lori and melissa. we're looking at dr. pepper and coca-cola, two names you

know well. turns out on vending machines when you get your sodas you don't see the nutrition label. there is new program by the american beverage association, in two cities, chicago and san antonio where they will be displaying the labels because you know how much sugar you will get during a time we talk about obesity and obviously people consuming sugary beverages which isn't great for americans. in addition to the fact that the vending machines will now show the calorie counts, the two cities are having their own battle on city employees and their families and who can lose more weight. so i'm not sure whether or not they will be drying more soda or less soda because they will know the calorie count but at least they will know the facts. back to you. melissa: nicole, thanks so much. so jobs growth a numbers game? the left has new math on number of new jobs that need to be created each month to keep pace with population changes. we get the bottom line from liz macdonald. i've been wondering about this because the number, keeps jumping all over the map. what do we need in order to

keep up with population growth? >> tell you what, this is hot debate. look what daily kos is saying you need, 90,000 jobs a month to keep up with population growth. 114,000 looks like a great beat, right? this is based on a congressional budget office study that came out in 2011. here's the problem here's the bottom line the cbo thing reporting implies 90,000 to accommodate the fact boomers are leaving. hey, baby boomers are leaving the workforce. maybe you only need 90,000. what they ignore immigration. immigrants are coming in, when you take that into account, ben bernanke says, we need jobs 100,000 a month to keep the jobless rate stable. 150,000, to 200,000 needed to reduced the unemployment rate. hear is the bottom line. here are the numbers you want to look at. to basically get to the prerecession levels, what we saw before, you know the economic collapse, 2017 we want to hit 321,000 a month

to get to the best months in the 1990s. 321,000 a month. melissa: a month? >> a month. that implies 4%, 5% gdp growth. lori: no way that is happening. >> if you want to get where we were in the 2000s. that is 220 a month that will get you there by 2024. 321,000 a month, get there by 2017. 300,000 jobs a month you get there 2024 where we were prerecession. those are numbers about you want to keep in mind. not the debate about the 90,000 a month job growth rate being now touted by the democrats and the left and outfits, media outfits like daily kos. that is way off base. melissa: liz macdonald thank you. lori: a walking calculator. >> we try. lori: earnings season kick off tomorrow with alcoa. that is not the only name to watch. a look what is coming up this week on the earnings calendar around how to trade on it.

melissa: as we go out to break we'll look at some winners and losers on the nasdaq. netflix up another 10% on the day. we'll be right back

melissa: not one company had a successful offering in 35 days following facebook's ipo. but this week is shaping up to the biggest week for the ipo market this year s facebook's ipo debacle forgotten? sandra smith in today's trade. >> not if you own the stock. you're still having a little heart brake there. this is not really out optimism for nine initial public offerings that will happen this week. this is the most in any week dating back to march. there is a little bit of

optimism. here are a few names we're looking at this week. workday. technology based company. shutterstock, not shutterfly. a online photography. realogy. you might know these names, century 21, coldwell banker. they own and franchise those brokerages that will be very interesting one to watch as well. guys while we're watching all the ipos they might actually get a bump by the earnings we get out this week. we'll kick things off with al, aluminum giant alcoa reporting tomorrow after the bell. we have jpmorgan and wells fargo later in the week. i want to highlight big retail names we'll get out this week as well. yum! brands, pizza hut, taco bell, kfc. this is out tomorrow after the bell. i throw up year-to-date chart. the company has been struggling since the high of the year after april or may. taco bell will be big one.

accounts for 60% of all revenues for its u.s. sales. everybody has their own taco bell in china when it comes to yum! brands. we'll hear from costco and safeway. a lot of retail names, financial names and of course alcoa. going to be a busy week for ipos and earnings. melissa, lori, back to you guys. melissa: sandra, thanks so much. lori: youtube is expanding in europe and announcing more original contact for viewers overseas. the google owned company is launching 60 new channels with content from britain germany, france and united states. it will have britain's bbc fremantle media known for "american idol" and other idol shows. and another show which brought the world "big brother.". now i know. launching more than 100 channels here in the u.s. including one from jay-z kicks off with the live convert. melissa: do we know someone at that concert? lori: made a surprise appearance. melissa: and lori rothman.

beyonce and lori rothman both there on saturday. >> what is he saying? i don't understand any of it. but it was fun. it was a great night. i wish you were around to --. melissa: i think think you knew every word and in there singing, dancing and rapping while they were getting ready to come out there. don't let her fool you. lori: right. i know all the rap lyrics. melissa: coming up tonight on "money", miami heat talking about jobs and the economy. lori: wrap your promo. melissa: i want to know if the number of people saying they're working, those from the household survey on friday but they're not actually on the payrolls, is that because they are starting their own businesses? she is someone who started her own business and been really successful. i want to talk about the pros and cons making your own job in this economy. it kind of come down to that. that is 5:00 p.m. eastern on fox business. if lori would make her own job she would be a rapper apparently. lori: i really look the part. mitt romney wants to increase growth and bring up

wages. up next tracy byrnes digs into the numbers with the president of the tax foundation. find out what it is for you and our country here on fox business. 0t[h7 [ male announcer ] this is joe woods' first day of work.

and his new boss told him twongs -- cook what you love, and save your money. joe doesn't know it yet, but he'll wk his way up from busser to waiter to chef before opening a restaurant specializing in fish and me from the great northwest.

he'll start investing early, he'll find some good people to help guide him, nd he'll set money aside from his first day of work to his last, which isn't rocket science. it's just common sense. from td ameritrade. >> market is down 30 points. we were talking to david kotok at beginning of show how many investors got out of the market. what is mistake it is because stocks are up 9%. >> people looking at true fundamentals true health of the global economy can't really deny that, tracy. melissa: that is the juice market is running. tracy: you guys talked a lot about it. a lot of hedge funds closed up shop on september 30th, called it a day and wrapped it up with a nice little bow. we'll see what happens with the fiscal cliff. >> what did you do with ashley? tracy: he is home with his

mama. i'm tracy byrnes, ashley will be back on wednesday. american companies beware. the house intelligence committee says doing business with two chinese telecom firms actually threatens our national security. gas prices soaring once again in california. the state points the finger at refinery supply problems but we'll tell you why california's own regulations are really to blame. just 29 days to go before the presidential election. we'll look at what the vote could mean for the future of wall street. hmmm. as the ladies mentioned dow is down 29 points. time for stocks as we do every 15 minutes. we head down to nicole petallides down on the floor of the exchange. we're starting this week off a little lower, aren't we. >> tracy, we've been down all day today. not a day where we've taken off one way or the other. on the contrary, we saw pressure n the market. last week we gained after two weeks of selling. last week we had an up arrow of over 1%.

1.25%. we're giving just a little bit back here. the dow is down a quarter of 1%. we're seeing pressure on some of the bank stocks, retailers, drug stocks. for the most part they have down arrows. we're dealing with one dow component, new dow component, unitedhealthcare buying into brazil insurer and hospital operator, 90% of the amil. both stocks have up arrows. it is over a $4 billion deal. this gives united health a access to a growing market over there in brazil. many analysts say they're doing fine in the united states but it is a struggling type of market and to have international growth plan is a good one. united health up almost 1%. tracy: we'll take it. see you in 15 minutes, nicole. the house intelligence committee is warning that china's biggest telecom company poses a threat to national security and should be shut down out of u.s.

markets all together. rich edson has details from washington. rich, this is kind of scary. >> tracy the report says americans should avoid business with wawa technology and cmte corp. and they manufacture hand-sets for verizon, t-mobile and others because analysts say they could be looking to poach u.s. data. >> our advice to the private sector is this. your obligation is consider larger data protection and national security implications of your business decisions and we would not advise doing business with these two companies. >> the house intelligence committee report says industry experts and current and former huaw. ei employees say they in particular could be violating u.s. laws. it fails to prove any wrongdoing but will refer cases to the fbi and justice department. in response, huawaei says

despite our best effort the committee seems to have a predetermined outcome t employers many rumors and speculation that proves nonexistent accusations. this report is a high-profile and strong recommendation. it says, treasury's committee on foreign investment in the united states should block acquisitions, takeovers or mergers initiated by these companies. the treasury department has not responded to requests for comment. tracy? tracy: rich edson, thanks for following all that for us. well tax reform is unwith with most devisive issues the presidential campaign with both president obama and gop nominee mitt romney sharing drastic revision tax code. the tax foundation examines romney's plan and how it could affect the economy and of course your tax bill. here is the president scott hodge. scott, give us the headline.

is it good or bad for the economy. >> it is very good, tracy. when we analyze the plan using sort of a dynamic model, woe find out when you cut individual tax rates across the board and especially cut the corporate rate by 10%age points from 35 to 25% it has very strong economic effect on growth over the long-term. that translates into higher incomes for all americans. so as a result even when you offset some of the spending cuts with base broadening eliminating loopholes everyone ends up better off in the long run with higher incomes and basically higher standards of living. tracy: it is an important point to make he is lowering the rates by 20%, not to 20%. that is gets lost in the press along the way. >> yes it does. tracy: top rate 35% will go down to 28%. a lot of people questioning how he will pay for this, right? talking about eliminating things too, like the estate tax and alternative minimum tax. that's a huge revenue raiser, that amt how will he get

away with that? >> well, certainly a lot comes down to two factors in order to pay for it, one is, you have to look at it from the economic growth side. when we look at the economic benefits of cutting taxes across the board you really end up losing only about half of what you would if you look at it simply on a static basis. that means we have to do a lot less base broadening and a lot less loophole cutting than we normally would. that helps reduce the overall cost to the plan substantially. and makes it a lot less difficult to do these sort of measures to cut the costs. tracy: so the assumption is that the growth created will pay for the losses, will cover a piece of the loss of revenue, right. >> yes, that's correct. not all but some. tracy: okay. and then we also hear though he will cap some big tax breaks. do we know what breaks he is talking about? >> no. he has been obviously, very elusive about that. why not? why get into a fight before

the election when something you will have to go down the road. working with congress to try to figure out these details. much in the same way that obama didn't fill out the details of his health care plan. he waited until he got into negotiations with congress. i think romney's playing the same game. you lay out the big picture. try to get enthused about this. and then worry about the details later on when you really have to negotiate with members of congress. tracy: that's the problem though, right? worry about the details later. that is seems where we are even with our current fiscal cliff and taxes we're coming up on december 31st, right. >> that's right. tracy: we'll worry about later. here we are, we're coming up on it again. you're thinking much like everybody else they will punt it to next year, aren't you? >> i think if you look at congressional patterns, they always wait until the 11th hour to do the right thing. so i think we'll see this after the election what we call in the lame-duck session. they will get together and say oops, we get a new president, new congress coming in. let's punt this down the road. maybe have four or five

month extension of all these expiring tax provisions and we'll let the next congress and next president deal with it. that will give them more time. yeah, this is a big kick down the road. tracy: yeah. >> we'll let the next guys figure it out. tracy: i love that you said they basically have the tax code on year to year lease. great analogy. one of the things that bothers you the most is that 58 million taxpayers have no skin in the game. will this ever be changed? they don't pay any federal income tax. or is it too politically incorrect to adjust? >> it will be very difficult to do so. once you knock people off the tax rolls it is hard to put them back on. in fact a lot of these people are getting cash payments. they're getting $100 billion a year in refundable tax credits even though they don't pay income taxes. the irs has become like a atm machine for welfare benefits t will be hard to put that horseback in the barn. that is why i think ultimately, we need fundamental tax reform. it is the only way to deal with all these problems at once. you sort of have the

tradeoff of trying to put people back on rolls while you're lowering rates. that will be a tough haul. tracy: ined income tax credit making a lot of people money. scott hodge of the tax foundation. thank you very much. >> thanks, tracy. tracy: coming up making money with charles payne. one of charles's recent recommendations is surging today. we talked about this before. i'm not even going to tell you. you know what it is. pet lovers. oil prices tumbling again today on a new warning about china's slowed growth. which way will crude move next? no one has any idea i think. that's ahead. take a look how oil is moving right now though. it is down 48 cents a barrel. $89.40 a barrel. dow is down 2 points. we'll be right back. follow the wings.

tracy: dow is down 30 points but charles is here to show you how to make money. he is follow beinging up on a previous recommendation. it is all about pets. >> you have pets? tracy: i have three children. enough for me to take care of them. >> usually people with pets compare them to kids but i never heard anyone with a kid compare them to pets. tracy: pet owners take care of their pets better than i do take care of my children.

i know they do. >> before we get to pet smarts. it is acting great. there is proposal this week in l.a. ban stores like petsmart selling puppies and cats. only thing they could sell is something that with rescued. could you imagine that? what, for three years. tracy: why? >> they're saying that they're at the shelter that they die. so in other words this would be a way to get all the rescued animals and, i mean, listen, i feel bad for the rescued animals. if you want, idea that the government will get involved and tell these guys --. tracy: what kind of pet i can have in my house right now. >> that is nervous and scary. tracy: they're bananas out there. >> petsmart, as far as live pet is only 4% over all sales although wouldn't hurt themselves. a huge intrusion but veterinary care is 8%. they're adding to the stores. they have training and 200 hotels. training thing is big problem for the hookup. forget about online dating.

if you're a single woman, grab a puppy and go to petsmart and get training for the puppy. you know what? you will be able to double date. he will have the bulldog and you have the poodle. tracy: almost like my brother. >> exactly although the dog can't talk. tracy: wait, this stock is up 19% year-to-date. >> it is acting great. i love it. i got to tell you one of the things, i'm chasing this thing. on the cusp of trading 30 to 50% more volume today than normal. through 71, 72. tracy: wow. >> i still think at least good for a trade. tracy: i'll tell you. people will not stop spending. i don't think you're wrong. >> thank you. >> i don't think you're wrong, charles payne. he gives dating advice as well. what else can you ask for on fox business network. it is 15 after. the dow is down 30 minutes, 30 points. we hit nicole petallides on the floor of the new york stock exchange. i think you're talking about wal-mart and amex teaming up? that's bizarre. >> that's right.

both companies are dow components, tracy. we're talking about the bluebird. this is obviously a program, prepaid type debit cards for customers of wal-mart. it is alternative to really prepaid cards and debit cards. so it's a whole new program they launched about a year ago in tests, they have been going well. they are expanding this. they're partnering, to offer to customers that maybe are low income, who live paycheck to paycheck. this is obviously one of many ways they hope to continue to bring customers in. wal-mart is up .1 of 1%. american express is up a quarter of a percent. with one deal there is always something else worth talking about. in this deal as wal-mart and american express partner up, you see green dot-comming under pressure. green dot is in the same sort of business as some of their wal-mart customers, may, who knows, move over to bluebird. it will be interesting to see whether or not green dot has more action. as far as today though, down 19%. back to you.

tracy: wow! thank you, nicole. see you in 15 minutes again. gas prices more than 40 cents higher today than they were a year ago. where are they going to go from here, god? the american petroleum institute's chief economist weighs in next. but first as we head out to break, let's see how the dollar is moving right now with your dow down 30. the euro, u.k. pound, and mexican peso all down against the dollar. we'll be back.

>> at 20 minutes past the hour i'm lauren green with your fox news minute. turkey has retaliated against syria for a sixth day. turkish state official the military launched a strike after a mortar fired from syria landed in a cotton field where people were working in turkey's southern countryside. no one has been injured. the two have been firing artillery across the border since wednesday when a shell from syria kifled five civilians. president of venezuela hugo chavez won his sixth straight term. he won in a fierce race vowed to deepen his socialist style revolution.

a commercial cargo ship is on its way to the international space station after blasting off from florida last night. spacex's dragon capsule is carrying 1000 pounds of science experiments and food including chocolate swirl ice cream. hmmm. those are the headlines from the fox business network. now back to tracy. tracy: lauren green, thank you very uch. california's gas prices have jumped to the highest in the nation and many are blaming recent issues at refineries but is this the cause of the overregulation? adam shapiro has latest. speaking of overregulation, charles payne says they want to regulate the kind of pet you can buy. they are chock-full of regulation. >> california has lot of things they're leading country but leading the count tridoesn't mean its the best thing. they're paying 80 cents for for a gallon of gasoline than rest of the country. they have only 14 refineries throughout the state of the

california that produce special blends of gasoline they use in california. it is very hard to pipe in gasoline from other places because of the requirements for environmental regulation. so when two refineries went off-line recently. one came on after they lost electricity. that was one in torrance. there was one a fire about a month ago. that is not on line fully. you see the supply problem. the journal reported this morning california refineries operate at full capacity. 14 refineries have full capacity, you full a few out you have problems. you get into other issues. california has high gasoline prices one because they pay almost highest above what rest of the country pays because of taxes. their average gallon of gasoline is 50, 51 cents higher than everyone else by the tax load. you have environmental issues. they have to have a cleaner blend because of smog problems in places like l.a. in 2002 california eliminated use of a chemical they have to supplement with other chemicals. there is the issue coming november 14th. california's launching a

cap-and-trade market. they will begin selling, auctioning off, get out of jail free cards you call them until it is fully implemented by 2015. the end result, business in california whether cement producer or refinery they're trying to figure out what the cost of all this is going to be. by some estimates, boston group actually did a study, there could be $2.70 more per gallon that california drivers pay than everyone else in the country because all this is now playing out. even though the price is coming down, recently with the release, governor brown actually releasing some of the winter blends which are dirtier but cheaper than the summer blend the wholesale price is fallen roughly 60 cents by unit measure. but those prices will go back up once they start the cap-and-trade business as they implement a new market that will be up and running full-fledged by 2015. tracy: they're making it way more complicated than it needs to be. >> yes. tracy: as a result costing californians more. >> costing california drivers more at the pump.

we were out there two years ago at a cement facility. they were talking about the fact, why comply with the regulation, move to nevada. maybe the stuff there and ship it into california. so they are going to lose the jobs. tracy: i think i drive a lot? they do more. >> they have to. they don't have the public transportation we have. tracy: adam shapiro, good stuff. >> thank you. tracy: glad you're here. let's talk more about gas prices in california and rest of the country quite frankly. we're joirnd by the chief economist at the american petroleum institute. john, thanks for being with us. i know you're surprised that california is having all these issues. how come? >> well i think if you see how tight the regulations are in california it says that even small supply and demand changes can cause big market impacts. that's what we're seeing right now with loss of supply and increase in demand because today is holiday for most folks who work for the federal government. tracy: they are, as adam shapiro, just reported, instituting all the emission rules and laws. it sounds like it is making

everything more complicated and expensive than it needs to be? >> no question this is the most expensive fuel in the country. it is the second highest taxes and all the other costs of doing business in california make it very, very difficult to meet consumer demands. tracy: that's for sure. i know you also blame the media for a little bit of overhype, huh? >> there have been some media reports that led to what i characterize as unnecessary buying. that just tightens the market a little more. but it is hard to say what is actually going on in terms of what drivers need to do. tracy: let's talk big picture. we don't have a comprehensive energy policy here in this country. everyone is hoping whoever the next president is institutes one. but until then where are gas prices going? >> well, right now it is really a function what happens with worldwide crude prices. in general outside of california we've seen crude prices go up, gasoline followed, crude prices came down. gasoline is following to that. so what we need to do is recognize that 62% of the our energy comes from oil and gas. we need to continue to

produce that. so a wise energy policy that is one really all of the above and focuses not just on the 1% or so that is called green. tracy: do you think that is actually going to happen, sir? we've been talking about how this nation, first, national security, needs an energy plan. we haven't seen the likes of one in years, my lifetime, probably? >> well there is no question we've been struggling with this for a very long time, since the days of president nixon. tracy: yeah. >> time to step back and say, we really do need to get serious about this because it's not getting any better and we need to make energy policy based on facts and not wishful thinking and unfortunately that is too often what is done. tracy: i have a few seconds left. does the middle east worry you though? the fact that we have no control? >> i'm an economist so i'm worried about everything because we have the ability to be self-sufficient in this country, to be energy secure if we produce our own resources. >> you got it. john, thanks for being with us, the american petroleum institute. thank you, sir.

all right, coming up which baby boomers are more worried about their financial future, men or women? that's an easy answer. gerri willis has the results of a striking new study next. but first let's take a look at some winners and losers on the s&p 500 as we head out to break. look at netflix, up almost 11% today. i'll be right back. new pink lemonade 5-hour energy?

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♪ tracy: 30 past the hour. let's get a check on the markets as we do every 15 minutes.

nicole petallides. nicole: what kind of day would you describe today? it is a holiday and we are to the downside. >> very light volume. i got a very good spot right up front at the train station this morning. with the bonds and banks being closed. everyone just sits around and waits to see if there will be a headline out of europe. economic data, nothing on the calendar today. we have alcoa coming out tomorrow after the bell. nicole: when you talk about tomorrow, we will kick off earnings season. alcoa obviously, does that first. what do you think the big picture is? >> historically, earning season had a little bit of a boost to our market.

it is a bigger picture thing on a smaller scale. investors are able to see things move in forward. historically, we have seen the market move upward starting earning season. nicole: that is big picture for you there, tracy. we will see what we get delivered from these companies. obviously caught anyone of them can be a market mover. tracy: no offense to the bond market traders. we will see you in 15 minutes. great recession took its toll on 401(k)s, home prices, consumer prices. many baby boomers still rattled by the crisis. some are more concerned than others. gerri willis here with the

details. i think we are all concerned. gerri: 60% of women are not confident about their financial future. when you look at those really worried about debt, 21% of women, 15% of men. some of this can be attributed to the fact that women are just less confident overall and dealing with money. these women are right in the middle. tracy: they are taking care of their parents. their kids are probably in college. they're probably dipped into every retirement account possible. gerri: what do i need to retire on? men and women. different. women think about $250,000 then think $1 million. men and women look at it very differently. tracy: they should not be as

worried. we are working way longer than the generations before. we are working harder. gerri: and we are living longer. we will have to pay for ourselves for a longer period of time. [ talking over each other ] tracy: many women stepped out of the workforce. our social security checks will be smaller as well. gerri: less likely to get a job if you get laid off. women feel all of these affects. tracy: i am stressed out again. gerri: sorry. tracy: do not miss gerri. she will be on tonight. gerri: we are talking about china. it will be a lot of fun. a lot of inside into all the information stealing that goes on. tracy: really messed up. terry tonight at 6:00 p.m. and 9:00 p.m. eastern. oil closing down.

fifty-five cents. that is a loss of .61%. continue to decline over the last couple of weeks. american airlines says a key revenue page rose last month despite its labor battle with the pilots. it rose 4% in september from last year. american said it outperformed delta, southwest and u.s. airways. american says revenue would have increased even more is now for the hundreds of canceled flights that were tied to a contract dispute with pilots. it also had to cancel dozens of flights last week in order to tighten the loose screws. can you believe that? people are still flying. you have nowhere to go. you do not have an option. you have to get on an american plane whether there are loose

seats are not. an unusual new pitch for hybrid cars. seen on tv products are made overseas. one wisconsin company is trying to change that. jeff flock what the details on that coming up next. ♪

♪ >> i am elizabeth macdonald with your fox business rate. alaska airlines continues to

experience delays. the airline says it may be getting a solution. test and axle issue. highway traffic safety administration says drivers could lose control of the rear axle were to loosen. the recall affects the dodge dakota and dodge ram years 2009 and 2010. red bull is launching three new flavors. an energy drink will become available and cranberry, line and blueberry and march. the move comes with growing competition. that is the latest on the fox business network. giving you the power to prosper. ♪

tracy: that as seen on tv market

is huge. 30,000 commercials air every week. one company is creating jobs here in the u.s. jeff flock is in wisconsin with the details. hey, jeff. jeff: a big story. mr. led as what it is called. that late is attached to the box. that is almost as big of a story as that innovation. it is a cool innovation. we will introduce you to the man who made that innovation and a man who thinks it is revolutionizing. first, to you, sir. this was your idea. >> yes, it was. my head would explode when i went to look for a lead. my wife told me to invent something. jeff: you brought it to eric nelson who does direct advertising. what makes this a winner and how

can it be made cheaply here in the united states? >> it is unique and solves a math market problem. you lose your lids to most of your containers. we are able to produce these goods and containers quickly and high-quality. these things are solid. jeff: go ahead and try, you cannot tear the lid off these things. >> no, you cannot. even though they look like two pieces, they are not. jeff: put the stock up for it, if you could. it is now going to retail. you are in walmart, target, all of that. >> absolutely. you can see it as the as seen on

tv. jeff: all those other things, they are made overseas. finally, we have one made here in the usa. that is the latest design. >> yes. it is creating multiple jobs here. the supply channel does not only start here, it goes all the way down. jeff: right here in wisconsin. jobs. nice. tracy: we are both commenting on how we always lose the tops to our tupperware. we love it. that is awesome. thank you, jeff. all right. trying out something new by moving its market out of the show room and into your living room. what is the carmaker up to? dennis kneale is here covering that story. dennis: is consumer demand for

gas sipping electric cars so big that they now resort to pitching them on the home shopping channel? here is a rather high-priced pitch for hsn. toyota is taking over agent said yesterday airing three one hour programs. toyota's hybrid models start at $20,000 go up to 50,000. three hours of programming to sell me on the benefits of hybrids. if you cannot do it in a 32nd tv spot, you have a problem. state law not allowed to bypass local dealers and sell direct. the tv shows yesterday at work product demos. toyota says that after just that

first hour on air, a cut as many requests for follow-up information as it expected to get all day long. hsn may offer a new way for carmakers to go after customers. these women, two thirds of new car purchases. hsn, 90% of the audience is women. average income is $60,000. this is the first time that hsn has ever run a show showing new we will know pretty soon whether the approach worked for toyota. tracy: i think it is a good idea. if you are willing to watch a hsn -- maybe they are willing to sit there and listen to hours of how great this car is. but it is because the salesman are hating on you. tracy: the chairs are

uncomfortable. the coffee is bad. thank you. it is quarter till the hour. time for stocks as we do every 15 minutes. nicole petallides on the floor of the new york stock exchange. nicole: two key names we follow closely. netflix and facebook. netflix is jumping once again. it has been up 30% just in the month of october. we are seeing more of the same today. netflix now being upgraded to an overweight. a price target of $85. talking about the global video platform and the gross potential there. then i want to take it but that facebook. take a look at it today. still to the downside. shareholders have been frustrated. the tig cut facebook to a cell from a neutral. how bad can it get? the analyst saying that the

concerns about facebook is affecting the user experience on mobile platforms in a negative way. that is not good news. back to you. tracy: as if we have not had enough bad news. coming up, president obama and gop candidate mitt romney both treading lightly on their future plans for wall street. should it be a bigger issue in the campaign? first, let's take a look at some of today's winners and losers on the nasdaq. netflix up still 11%. green mountain coffee roasters up almost 2%. we will be right back. ♪

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tracy: investors -- analyst calling for a gloomy season. could low expectations actually bring high returns for savvy investors? sandra smith taking a look at this. she is here with today's trade. today set the bar so low that inevitably everyone will jump over it? sandra: here is the deal, most analysts and investors agree that third-quarter earnings are going to be pretty lousy. we are expected to see the first

drop going back 11 quarters. this will be a pretty big deal. alcoa will kick things off tomorrow. we all know that by now. this is a stock that most analysts are warning to stay away from. do not touch it. the stock is only up about 5% this year. it has been struggling with the climbing aluminum prices. it has been taking a head as a result of the global economy. improvement is expected by most analysts when it comes to jpmorgan. they are expected to post higher profits. wells fargo is expected to report improved profit, thanks to the mortgage business. look at the year to date gains.

posted them -- both of them had stellar profits. the financial names are still very cheap and expected to post very positive results in a very gloomy overall pool of earnings that we are expecting. tracy: they have better trading revenue. the housing market stabilizing. sandra smith, you are onto something. we will see you, girl. while the economy has been on front and center of the residential campaign, wall street has played a smaller role than expected. joining us now with more on big thanks influence. you are looking very tan, sir. san francisco is obviously treating you well. >> plenty of sunshine. tracy: tell me why do you think

that financial regulation has not gotten the spotlight that many people think it deserves? >> i think there is one, well, there is two big reasons. the first is a lot of mom and pops and investors out there who are worried about wall street are looking at the stock market right now and saying, wow, 13,000 looking at their 401(k) statement and baby .as upset as they were three or four years ago, back when the dow was back at 6000. another big reason is that wall street and big finance have been really aggressive and washington. they have shaped a lot of the legislative reform. it is not a front burner issue. tracy: at the same time, i mean, it is a really touchy subject for the candidates to talk about. that is where they get most of their money.

donations from wall street. >> we are talking about colleges so people know, $400 million a year and lobbying alone. when you throw in a national campaign, we are talking about an additional $50 million that comes from the financial industry. yes, look, you do not want to step on toes, they need that money to help them win in november. the result is, we, you know, we have not heard a lot about it this cycle. we did hear six minutes in the debate last week where they talked about dodd-frank, the main law, dealing with wall street regulation, aside from that, we have not heard too much tracy: you are saying that six minutes is not enough. you are saying all to blame on wall street and what happened with the financial crisis. >> well, certainly, if it is not all to blame on wall street, wall street has some of the

responsibility. the banks that approved mortgages, to the government on the other side. wall street, is not to blame, ground zero. when you talk about a solution, you have to talk about starting there. of course, we had dodd-frank and the president, of course, says that that is good enough. we have mitt romney on the other side saying i would like to tweak it a little bit. a little too complicated. it is not gay, i think, at the root of what is happening in terms of regulation. in a way it is writing its own rules through its interpretation of the new law. tracy: maybe the administrations that policy is part of the reasons why the middle class is struggling. that is a thought for another day. you see an upshot there.

much like sandra smith. good stuff. thank you for being with us. we will miss you now that you are in san francisco. >> i will come back and visit you, tracy. tracy: coming up, liz claman has the ceo of renewable energy group. find out why they are expecting a really tough third-quarter and what the future of energy holds. "countdown to the closing bell" is next. the dow is down 33 points. do not go anywhere. ♪ [ male announcer ] this is the age of knowing what you're made of.

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